May 16, 2012

Two cents’ worth

A student recently wrote in his paper that he was worried if he did not provide well for all his new bride’s material and financial needs and wants, he might ruin their relationship.

Wow.

Is this what marriage has become in the U.S.? Meeting the material needs and wants of your spouse? Is that why so many marriages fail? Because women want to be able to spend $150 on a purse and can’t abide a husband who disagrees? Because the husband spends $450 a month on a brand-new car but can’t afford to pay the bills on time?

I remember our premarital counselor—as much as we ever had one—telling us that finances are one of the biggest problems in marriage. Another friend told me that it is one of the five things that couples most often fight about.

This has me completely floored. As an American, I am definitely materialistic. There is no sense in pretending I’m less worldly than those around me. I used to stand on a pedestal in my mind, when I first came to the U.S. in 2000. I thought I was better than my fellow college students because I didn’t “need” so many things, because I could do without. Who was I trying to fool?

Yes, I have lived in financial constraint for most of my life. Yes, I grew up with conservative (and poor) parents who spent their money wisely and saved it even more wisely. My mom was a penny-pincher, plain and simple. She learned it from her mom, who was also a missionary, back when that meant something different than it does today, back when missionaries were very poor, when they didn’t get to furlough every other year or go on retreats to Switzerland.

I grew up learning to do without, wearing hand-me-downs and thrift store clothing, eating generic brand cereal, and riding around in a not-quite-so-new station wagon. Of course, living in Nigeria was another world altogether, where we had a million times more materially than those around us. And yet I still managed to feel like we were in want. We didn’t get to take vacations to Europe or other countries in Africa. We still wore many thrift store clothes.

So I’ve always had this mentality that I can survive without stuff. Now that I’m grown up and live in the U.S., of course I want stuff. It accumulates. Much of it I get on sale or free, but it’s still just stuff. And yet I can’t think of a single time I’ve felt that a lack of stuff would ruin my marriage.

While I do of course think it is vital for a family to be able to survive on their income(s), it is survival that matters. Everything else is just frosting on the cake. If I want a $150 purse, I will find a way to work and make that money myself! As long as we are fed, clothed, and sheltered, what else truly matters? My heart aches for a young man who thinks his family might fall apart because he can’t provide for his wife’s whims. Even in the midst of unemployment when even needs are barely being met, when food is scarce or credit card debt is mounting, it seems like that should be a time of unity, a time of solidarity. Being poor is so much easier to tolerate when you’re not doing it alone!

So, Mr. Newlywed out there, if your wife would leave you because you can’t afford that $150 purse, you’ve got serious issues you need to work through. I truly hope she is a keeper and someone who will shake it off and love you even more for being money wise.

There, that’s my two cents’ worth.

4 comments:

  1. Anonymous22:46

    I totally agree! My parents were very thrifty, and we always had enough. My husband is pretty low maintenance, and we've always had enough. Sure, I want stuff--I can't justify an iPhone or a laptop or new jewelry, but we have good food and small luxuries and new clothes and a whole lot more than a lot of people have. And I too "can’t think of a single time I’ve felt that a lack of stuff would ruin my marriage." My husband and I have fought about a lot of things, but fortunately money has never really been one of those things. God has been good to us, and we recognize it often.

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  2. I agree too! Because my extra income is sales-related, and thus up-and-down, Steve and I realized we'd better try to live *just* on what he's making, and then put anything I earn towards paying off our school loan. This means that we've instituted "austerity measures" and are going to try living a few months without spending money on anything other than utilities, food (limited amount) and gas (also limited). It's challenging, but freeing at the same time.

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  3. Anonymous09:46

    The young man says he was worried about not being able to meet his wife's 'financial needs' - how does that translate to 'whims'? Or is that a natural assumption? The Bible says somewhere that he who does not work should not eat, I take that further to suggest that he who can not provide financially for a wife and family, should not marry. The truth is that many young men do not fully understand the responsibility of being Head of the home, financial provision does not come into it but oh! the perks do. What a wise young man to consider his financial obligations BEFORE tying the knot.

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  4. Anonymous10:26

    ANONYMOUS: I did not actually quote the paper because of a privacy policy I have signed but paraphrased, and the bent of the point was more toward whims than needs. As I pointed out, it is important to work and provide for the needs of your family. If you read my post carefully, I think you'll see that's not in question. I never suggest anyone who doesn't want to work should raise a family. On the other hand, unemployment does not mean laziness. Many of us go through times when we cannot make enough to feed our families and must live awhile on credit. As far as I've studied, the Bible doesn't mention this specifically, so I don't think your comment is entirely pertinent. On another note, while I do believe in biblical leadership by the man of the house, I also believe that if a woman wants to live above and beyond her husband's income, she needs to work outside the home in her own right. And I do also believe there is wiggle room for a husband to stay home with the kids and the wife to work if they both agree that is what's best for their family.

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